Health Care Insurance Integrator Benefits Statistics

*** ****** *** *** much ********** ******** ** typically ******** ** ******** companies? ***+ *********** ********* how ***** ********* ******* the ********, *** ******* or *** **** *** happy **** *** ** is *****.

******, ** ******* **** member ******** ** ***** healthcare *********, *** **** the ******** ********* *****, and *** ********* **** are **** ***** ************, including:

• ****** ********** ***** ****** in **
• ******** **** ** ****** coverage
• ** *********** ********* *** satisfied
• ******* **, *********** ********* satisfied
• **** ********** * ****** perk

[***************]

Shared ********** ***** ******

********* ********* ***** ********** insurance ** ********** ******** or **********, *********** ********* paying *** ** **** healthcare ********* ***** *** common, **** **%+ ** responses ********** ******* ******** as **** ** **** packages:

**** ******* ********* **** while ******** ********* ** not ******* ********* *****, they ******* ********** ***** or ********* ***** **** employees ******** ******** ** their ***.

Family ******** ******

******* ******* ** **** most ***** ******** *** extended ** ********** ******** family ******* ** ****, with ~**% ****** ****** partial ** **** ***** of ******** ********:

*** ************ ***** * company ***** **** *** both * ****** ******** and ***** ****** ******* are *** ******, **** ~95% ** ******* ********** either ******* ******** *** family ** **** ** all.

Partial ******* *** ******** & ******** **** ******

*** **** ****** ***** for ********* ******** **** companies ********** ******* ******** for ********* *** ***** families *****.

***** ***** *******, *** total **** ** ***** both ****** ********* *** their ********** ** ** least ********* **********. ****** did ******* **** ***% coverage *** **** ********* and ***** ********, **** most ************ * ***** percentage ** **** ****** and ********* ********* * plan ***** **** *** 'above *** ******' **** amount:

• "** ***** * ******* insurance **** *** ***** 100% ** *** ******** and **% ** *** employee ******. ** *** large *** ********* *** satisfied, ******** ** **** leave ** ** * large ************ **** ********* for *** ***** ***** with *** ***** ********* like ********** *** *** since **** *** ***** so **** **** ** insurance."
• "** ***** *** ********** costs **** *** *********. This ** ********* *** since ** **** * very ***** ***** ***** the **** ****."
• "******* **** **% ** premiums. *** * ** satisfied **** **** ******* we *** * ******* company *** * ***'* mind ****** ** **** share *** **** *********. Especially ***** * **** a ****** ** *."
• "** *** * ***** amount *** ******** *** health ****. ********* *** then **** ** **** from ***** ***** *** then *** ****** *******. "
• "** ***** ***% ** the ******** ******* *** a ***** % ** the ********* ********"
• "*** ******* ******** ***** paid ****** ********* *** employees (** *** ** pocket ****) *** **** contribute ****** *** **** of ****** ******** ****** it ** ******. *** broker ************ ******** **** year **** ** *** in *** *** **% in **** ********. **** runs ** ******* $**,*** / ***** *** * company **** ** *********."
• "*** ******* **** **% of *** ******** *******, whether **********, ******, ** family. *** ** ********* with **** ***********? ***, it's *** ****** *** opportunity ** ******* * quality ** ******* **** employees *** ****** ***** and **********."
• "*** ******* **** *** vast ******** ** *** cost *** *** ********, with *** ******** *********** for ************* **% ** the ****. *** ******** picks ** *** **** for *** ****** *******, children, ***."

US *********** ********* *** *********

*******, ** ********* ********* general *************** **** ***** plans, ********** ** **** were ******* ********* ** not. ********** ********* ********** the ********* ***** **** to ********* ** ***** out ** *****, **** citing *** ******* ** more **** $*,*** *** month, ************ * *********** portion ** ***** ************:

• "********* *** ***** * monthly *******. * ** not ********* **** **** option ** ** **** covers * ***** ******* of *** ***-**-****** ********* plan."
• "* ** *** ********* with *** **** ******* they ** *** ***** copays. *** ***-********** **** must ** **** ** full ***** * ********** is ***, *** *** a ****** **** ********** is **** **** ($****). It's * ******** ****."
• "*** **** **** ** 10-20% *** ****. *** tough ** ** "*********" with ****. *** *** largest ***-******* ******* ** our *******."
• "*** **** *** **** handle/pay *** *'* *** satisfied **** * ****** plan **** ** **** 1000$ * *****."
• "********* *** ***** * monthly *******. * ** not ********* **** **** option ** ** **** covers * ***** ******* of *** ***-**-****** ********* plan.
• "** *** *** ***% of *** ***** **** plan *** ****** *********. We ***** *** *******, we *** *** *** HSA ****. **** ** our ********* **** * plan **** * ********** if ****'* *** **** they **** **** **** pay *** **********. **'** not ********* **** ****. We **** ** ***** better ********* *** *** rates **** ***** ** and ** ****** ***'* justify *** ******** *******."
• "** *** ******** ********* with **** ** *****, but **'* ******* ****** each ****. ** *** to ***** ****** ******** for **** *****."
• "** *** ******** ** it. *** ********* ******* it ***** *** ****. for *** ********, **'* over $****/*****."

Employee ****, *** ********

***** **** ****** **** at ***** ********* ********* families, ************ ******** ******** to ****** ********* **** and *** ******** ********** represented ****** */*** ** responses:

• "******** ******** *** **** for ***%. ******* *** children *** ******* ** the ******** ***%. ****** insurance ** ***** *********."
• "******* **** ****** ***% of ******** **** ****** plan. **** ******* ** $470 *** ***** *** employee. ******** **** *** upgrade ** **** *** for ****** ** ****** coverage."
• "*** ******* **** *** the ********* ******** *** we **** ** *** for ****** *******."
• "**** *** ******** **** no ****** *** * am ******** *** **."
• "*** ******* **** *** vast ******** ** *** cost *** *** ********, with *** ******** *********** for ************* **% ** the ****. *** ******** picks ** *** **** for *** ****** *******, children, ***."

***************With ** ********** **** *** (*********)

** *** ****** ******, many *********** ************ ****** out ************ ********** ** affecting ******* ** ******* of ********. ***** ********* often ****** ********* *** the ******* ***** *** colloquial '*********' *******:

• "*** ******* **** *** majority ** *** ******** insurance. *’* *** ********* because ********* *** ******* the **** ** ********** and * ** ****** for **."
• "*** ********* *** ******* full **** *** ******** and **% *** ****** until ********* ** ***** point *** ******* *** pretty **** ** *** expense ** **. *** the ********* ****** **** sucks, ******* ***, **** copay, **** **** ***********. I **** ***'* ** to *** ******(*) *******."
• "*** ******* **** **** the *******. *'* *** satisfied **** **, *** that's *** ******** ** our *******; *'* ********* dissatisfied **** *** ******* health **** ******** ** the **."
• "** **** ****** **** 100% *** *** ******** until ********. ** ***** family *****, **** ******** by *** ********. ** were ****** ** **** on *** ********** ******** to *** ********* ********* this **** ********. ** one ** *********, *** it's *** *** ********* fault. ***** ********** *** suffer ***** *** ***. This ****** ***** *** boss ************. ** **** 1 ****. ****** ******* around *** *** ****** to ****."
• "*************, ** ** ****** provide ****** ********* ** the ********* ********* ** premium **** ****** ** much. ** *** **** everyone * $***/** ** spend ** **** ****, most **** ****** ********** policies ** ***** ***- our ******* **** *** buy ******** ******* **** our ******* *** ****."
• "*********? **! ********* ** robbing **!"

Outside ** ************ ******

*******, *** *********** ******* the **, ********** ******* satisfaction *** ********* ******. While ********* ****** ** region, *** ******* ************ was **** ******** *** negative ** ***** ********:

• "(******) ******** ** *** situation ** *** ** we're **** ********* ***, like *** ********* *****, you ****** **** ** be ****** **** *** less."
• "(*******) ** *** ** HMO **** ******* *** basic *****, ** *** satisfied ******* ** *** has ********** ** ***."
• "(******) ** *** ********* because ** ****** ** help ** *** ******** and ** ******* *** work ********."
• "(*******) **** ******** *** insurance *** ** ** satisfied ***** ** ***** what ** ******."
• "(********) ***. *** ** okay. ** ********, **** is % **** *** salary."
• "(******) ** ****** ******, a **** ******* ** healthcare ** ******* ******* government. *** **** ** a ********** ********* ****** the ******* *** *** company **** **% ** the **** ** **** employee."

Good ********** * ****** ****

*** ***** **** ******* was **** *** ********* 'good' ********** ******** **** in ********** *** ********* employees. ******* ********* ***** their *********** ********* ******* better-than-typical ********** ********, *** that ****** *********** ** loyalty, *********, *** ********** efforts:

• "******* **** *** **%, rest **** ********. *** I ** ********* **** security ********* ** *** area ** *** **** health ***** *********."
• "*'* **** ********* **** our **** ** ********* and *** ******* *******. Our ********** ** **** more ********** **** ***** smaller *********."
• "***, ** *** ********* and **** ** *** employees **** **** *** better ******** **** *** other ***** *********** *** offering."
• "** *** ****. ***** medium **** ****** *****. Best ** *** ** now."
• "** **** ** **** solid ***** **** ******* the **** ******** ******* to *** *********. *** competitors ***** ***** **** provide ***** ******** *** are *** ** ********. Candidates ***** ***'* ********** evaluate *** ******** **** the ****. ** ******** we're ********* ****** ******** I'm *** ********* ** helps ** ******* *** retain ******."

State ********* ********* ** **** *********

******* ********* ******** **** for ****, ********** ** a ****** ******. ********* coverage ** ******, ******* their *******'* *** ********* citizens ** *** **** national ********** ********:

• "** *******, ****** **** insurance ** ********* ** the ***. "
• "** *********** **** ** long **** **** *********. The ******** **** * assurance *** ****** *** accident *******. *** ******* pays * ********* *** accidents ** *********** ****."
• "*** ** ***** ** Belgium"
• "**** ********, ***'* **** any. **** ** *********."
• "** ******, ****** ******** and ********** ******** *** supported ** **********. "
• "*** ********** ** ** EMEA **********"
• "** ****** *** ****** care ********* ** ** obligation. "
• "** ***** ****** ********* on * **** ** case *****. ** *** country, ********** ** ****."

**** ** ***** ******** to ********** ** '****' despite ***** * ******* program ****** ** *** or *******.