Health Care Insurance Integrators Benefits (Statistics)
Rise in health care insurance costs has become a major issue for many employers and employees, especially in the US. How are security integrators handling this?
140+ integrators answered:
Does your company provide health care insurance? Why or Why Not?
If yes, how much does the company cover (e.g. full coverage, partial %, etc.)?
Inside, we examine IPVM member feedback on their healthcare insurance, how much the benefits typically cover, and how satisfied they are with those arrangements.
*******
****** **% ** ** *********** ********* that ***** ******* ******** ********** ********. While **% ******** ********* ****** ***% of ********, ~**% **** **** ** least **** ** *** **** ** healthcare *** *******. **** * ******* of *********** **** **** ***** ******** offer ** ********:
*** ***-** ***********, ********* ********* **********-******** healthcare *** *** **** ******, ******** by ********* **** ********* *** *** employee ****** ****. ******** **** *********** reported **** ** ****** **** ** offered **** ***** **** ********* ********* pay ***% ** ****:
**** ********** *********** ** ***** ** ****, ****** *********** ********* **** ******* was ******* *** ** **** **% to **%:
*******, ***** ******** ** *********** ********** about *** ******** ****** ** ************* **** *** (*********), ** ******** ** ******* ** this *******.
Partial ******* **** ******
*** **** ****** ***** *** ********* indicated **** ********* ********** ******* ******** for **********.
***** ***** *******, *** ***** **** to ***** **** ****** ********* *** their ********** ** ** ***** ********* subsidized. **** **** ************ * ***** percentage ** **** ****** *** ********* selecting * **** ***** **** *** above *** ****** **** ******. ***** some *********** *** *** ******* **** a ********** *******, ***** **** *** commonly **** **** ********* **** *** 50% ** *******:
- "***, **** **** * ****, **'* a *****-**** **** **** *** **% we *** **% *** ***** *** the ******** ****** ****** *** ****** items. **** ** *** *** **** a ***-*** ****** ******* ******* ** offset *** **% ** **** ** pay *** **** ***** **** ** to **** $$$$"
- "******* *** **! *** ******* ******** health ********* ******** **** *** **** available ********, ****** **% ** *** premium *** ***, ******* *** ****** or **********. "
- "***. ********* ***** *** *******. *** is $*,*** *** ** ****** *** before ********** ** ******* ***%"
- "***, ** ******* * ****-********** *** plan. ** **** **** **,*** ********* so **'* **********, *** *** ****-******, we **** *** * **********."
- "***, **** ******* ****** **** *********. It's * ***** ******* **** ***** and **** **** *** ******** **********."
- "***. ****** **% ** *** ****. Being *********** *** ****, ****** ******* employees ** *********."
- "** **, ********* ** ***** *** have *** *********. ** ** ********. We ***** **/** **** * **** deductible *** *** *****"
- "***. ** **** * ********** ** your ******* ** **** ** $*,*** of **** ****** **********."
- "** ******* ***** ******, ******, ****/***** term ********** *** **** *********. *** covers ***** **% ** ********* ********."
- "***, ** ******* ************* ******, ****** and *** ********* *** *** ******* covers ***** **% ** ***** ** the ******** ***** **** ***."
- "*** ******* ****** * **** ********** plans, *** ***** ** **** ** HSA"
- "***, * ***** ** ***** ** full ****** ******** **** ***********"
- "***. * ******* ** ** ******** based ** *** **** ** *** corporation. **** ***** **%."
- "***, **% ** *** ****."
- "***, **** ******* ****** ********* *** pay * **** ** *** ****."
- "***, ** *** **** ******** ** pay * ***** *** ****** ** participate"
- "** *** */* *** **** ** the ******** ******* ********* "
- "***, *** ** **** ** *'* like. ** ***** *** ** *** way **** ********** **** ** ** now."
- "***, ** ***** **%. ** **** provide ****** *** ******"
- "*** *** ****** ** ***** **% of *** ********"
- "***, ** ******* ** **** ******."
- "*** ******** **** **%"
- "******* **% **** ********"
- "*** *** **** ***** **%"
- "***, **% **** ** *******"
- "*** ******* ****** **% ** ******* cost"
- "***. ** ***** **** **% ** the **** ** * ****** ******. "
- "***. ** ***** ***** **%"
- "***, ** ***** **% *** ********* and **********"
- "***, **%"
- "***. *******"
No ******** *******
******* * ******* ** *********** ********* their ********* ******* ** ********** ******** options. ********* ***** **** ********** ******** expenses *** *** ****, *** **** said ***** ******* ********* ******** *** so **** ***** **** *** *** for ***** *** ********:
- "**. **** ****** ** *********, ** we *** **** *** *** **** shop."
- "**. ** ******* *** **** *** decided ** ******* * *** ******** to *** ********* ** ********** *** not ****** *********"
- "**, *************, ** *** ***** ********** as ** *** *** ***** ****** to *** * *********** ********. ******** in ***** ****** ********** ** **** set ** * ***** **** **** other ******* ** ** ***********"
- "**, ******* ******** ** **** **** part-time ** **** *****, ****** *** sub-contracted"
- "**, ** **** ****** * ******, and ********* *****'* **** * *** of ***** *** * ******* ** reasons (****** *** *********, ****, ***.). We *** ***** **, *** ** one *** **********."
- "**, ******* ** *** **** **** into ** ******** *** *********** ***** taxes"
- "** ***'*, *** ********* *** **** employees ****'* **** **"
- "**. *’* ***** ****** ** ** exempted **** *******’* ****"
- "**. ** **** *** **** **** to **** ********* **** ** **********."
- "**. ** *** *** ****** **."
- "**. *** *********"
- "**. ** ** *** *********."
- "**, **** *** ****"
* ***** ****** ** ********* ********* that **** **** *** ***** ** the ***** **** **** **** ** offer ********:
- "**, ** *****'* ********** ** ***"
- "**, **** *** ***** **** ****"
- "**. **'* ********* ** ****** ** address ** *** ******"
- "*** ** **** *****"
- "*******"
** **** ** ******,********* **** **** **** ** ********* are *** ******** ** ***** ********** coverage, ****** ***** **** ** ******* a ***** ******** ****** **** *** Credit.
100% ******* ********
*********** ******** ***% ** **** **** coverage ** ***** ********* ** * slightly ***** **** **** ***** **** said **** *** ** ******** ** all. ***** *********** **** **** **** likely ** *** **** **** ****** coverage *** *******:
- "***- ******* ****** ***% **** ****** the *********' ******."
- "***. *** ******* ****** *** **** cost ** *** *********."
- "***, *** *** ****** ******. ***** covered"
- "***. **** ***** ******* **** ***. We *** ***% *** *** ********."
- "***. ********* ***** ** *** ***** and ********* ******* ******. ***%"
- "*** - ** **** ** *** people. **** ******** ********"
- "***, ***% ** *** ********* ********"
- "*** ***% *** ******** *** ********** cost *** ***** ****** *******"
- "***. *** ** **"
- "*** ***%"
- "*** ******* ** ****"
- "***% ***** ********"
- "***, ***% ********"
- "***, **** ********"
***-** *********** ****** ********** ********
******* ********* ******** **** *** ****, healthcare ** * ****** ******. ********* coverage ** *** ********* ******* ***** country's *** ********* ******** ** *** into ******** ********** ********:
- "*** ********** ******** ****** **** *** it ** *******. * ***** **** from ******* * ***** *** *** it's **** *********** ***** **** *** model ** *** *** ** *** model ****. * ***** ***** * book ** **, *** *'** **** you *** ****."
- "** ** *** *** ** *** and **** * ********** ****** ****** system"
- "**, *** ******** ****** ******* ***** care ** **** ** *** **"
- "***** ** **** ******* ********* *** we *** ******* *** ********* ******* to **** *********"
- "*** ** **. *** ******** ** comparable ** ****** ** *** ******** but **** ** ** ****** *** to ** ***** ********* (** *** Canadian ** ****** ******** ** * completely ********* ******)"
- "** ******, ****** ********* ** ******* by *** *** ***** ******** *** it's * ****** ***** ** * government *****"
- "** **'** ** *** **, ** have * ***** ****** **** ** the ***** ** ******** ******** ****** Service **** ****** ********* ***'* ******** necessary"
- "** * ******** ******* ** ******* extended ******** *** ****** **** ******, eye ****, *************, ****** ******, ***** etc. ** *** ****** ** *** premiums"
- "**. ** *** ******* ** **** a ****** **** ****** ********** ****** so ********* ***'* ****** ********."
- "***, *** ** ******* *** ******* based ** ******** ** ***"
- "** ** ********* ******* ** ***** laws. ** ** **** *** ***** insurance."
- "**. ** ******* ** ********** ** free."
- "***, ****´* ** ********** ** ** country"
- "****** *** *********** **********."
- "**** ***** ***%"