No, I don't know you Jon, but I feel like I do. :)
btw, John's 100K 'estimate' is just the three million (after taxes) equally divided over thirty years. Like he says its worst case, since hopefully some reasonably safe and insured investments will reappear, ones that yield over 3% after inflation. So, depending on your age and health it's a way to go...
But you don't strike me as someone who would try to just fritter away your days, even if you could! You feel strongly about many things, (much stronger than I), and conviction like yours is worth a lot, more than $100K a year, for sure.
You believe and therefore others will believe you. So I'm guessing you would end up taking the money out of the safe zone and putting it in 'play' in creating some type of organization. Even though it's risky it's not the same as Vegas, and your skill and acumen would determine your result more than the occasional and inevitable 'bad roll'. Am I right?
My Uncle once joked that his biggest fear was dying with a full tank of gas!
Crazy but I know what he meant...kinda